Is Wells Fargo Down?

Direct deposits are processed through the ACH network, which is separate from Wells Fargo's consumer-facing website and app. Your direct deposit should arrive on schedule even during an online banking outage. You may just not be able to see the updated balance until the website or app is restored.

Scheduled automatic payments are processed through Wells Fargo's backend systems, which are separate from the customer-facing website. These payments typically continue processing during website outages. However, if the backend payment systems are also affected, payments may be delayed but not lost.

In most cases, yes. Debit card transactions are processed through payment networks (Visa/Mastercard) that are separate from Wells Fargo's online banking platform. However, if the outage affects Wells Fargo's core banking systems, there is a rare possibility of debit card disruptions.

Yes, your deposits are insured by the FDIC up to $250,000 per depositor. A website outage does not affect the safety of your funds. The outage only affects your ability to access and manage your accounts online. Your account balances and transaction history remain intact.